There's one thing I wanted to observe about the priority creditor status issue. I think we need to ask ourselves a question. Why is it that you have people from Nortel who are demonstrating in front of legislatures when they lose their pensions, but then you have a very large group of DC and RRSP investors who are not?
I think the reason is that when people were working for Nortel, someone made them a promise. They promised them a pension, and in the case of all of the people in DC plans and RRSPs, a pension was not promised. They were told that they would get a contribution to their pension plan, or they made contributions themselves and then they went through a market downturn and they lost money, but they understood that.
I think this is an important thing to remember in terms of how we're going to design the retirement savings system going forward.