I was formerly with a consulting firm analogous to the firm that Malcolm Hamilton belongs to. My speciality is in pension law and also in the area of pension tax law. I wrote a paper in 2008 that I published with the C.D. Howe Institute, which I will certainly make available to you.
Yes, this is what I was proposing in this paper: that everybody's retirement savings be subject to a lifetime limit, which effectively would allow for catch-up retirement savings when people incur losses in the markets.