It would be a complication. Now, in all honesty, corporations right now are not looking to start up defined benefit plans. That's one of the reasons there's so much concern about the decline in defined benefit plan coverage. So if nobody is starting them up anyway, this isn't going to be a big change.
I do think that it will make the ones that are struggling to continue plans regret more strongly that they have the plans if they find out that in order to access the capital markets they have to deal with these very complicated loan covenants.