In your opening remarks, you also mentioned a need for reform. Specifically, you commented that an employee currently can't join a pension plan without having an employer who sponsors it. Are you suggesting, then, that self-employed individuals or employees who have an employer who doesn't want to sponsor a plan should be allowed to join their own pension plans? How would that be different from simply investing in their own RRSP?
On April 20th, 2010. See this statement in context.