I call to order the ninth meeting of the Standing Committee on Finance. In our orders today, pursuant to Standing Order 108(2), we are continuing our study of the retirement income security of Canadians.
I want to thank all the witnesses for being with us here today. Presenting as individuals, we have with us Mr. James Pierlot and Madam Josée Marin. From Mercer, we have Mr. Malcolm Hamilton, senior partner. We have two individuals with us from the Canadian Chamber of Commerce: Shirley-Ann George, senior vice-president for policy, and Sue Reibel, senior vice-president and general manager, group savings and retirement solutions, Manulife Financial.
Thank you so much for being with us here today.
We'll start with Mr. Pierlot's presentation, go down the list, and then have questions from members.