Thank you, Chair.
Thank you, gentlemen, for being here this morning. It's probably this afternoon for you, Mr. Murphy.
This study has been very interesting because it has many dynamic aspects to it—different branches, different levers—that come into play here.
The one I'm going to explore with you guys is a combination of how we can make the system better and what tools we need to provide CRA, the RCMP, and the banks to get better reporting processes and actually more convictions and more disclosure, or voluntary disclosure by threat of convictions.
I'm looking at the mandatory disclosure of ownership of companies and individual accounts. I know you guys have talked about that.
I'm just kind of curious. In the banking sector, when a company sets up a bank account, do you know who the shareholders are?