It's interesting. I have an elderly couple in my riding who will be subject to that. She hasn't lived in the U.S. for probably 45 years. They are retired farmers, and they have nothing to do with money laundering or hiding any assets or anything else, but because of the penalties that are involved in disclosure and the uncertainty of the penalties, it creates a lot of stress. If you asked them about FATCA, they would say it's none of their business. These are legal Canadian citizens who have done nothing wrong.
So how do you get that balance right? I guess that would be my question.