Well, I think it's a business strategy. You have to look at where you are and how you intend to grow your business. For us, to go into risky areas is not part of our strategy. Our risk appetite is fairly conservative. I think that has served us well over the last so many years. As a result, we continue to function very strongly as a North American bank, and that's where we focus our energies.
On March 21st, 2013. See this statement in context.