Much like my colleague at TD, we would report suspicious transactions in the local jurisdiction in which they apply. Because of privacy and data issues, we would not necessarily report back up into the Canadian head office. In each of our jurisdictions we have what are called FIUs, financial investigation units, where transactions of a suspicious sort are referred, and further enhanced due diligence is undertaken.
With regard to sharing the information among the other banks, privacy dictates that we cannot share. I can tell you that in my previous role, I have had off-the-record conversations with some of my colleagues at other banks to give them a heads-up about an account transferring to them. At Scotiabank we have walked up the street to the OSC or to OSFI with information that we felt they should have in order to undertake investigations.