Mr. Richard, I would like to take you to another area. Two years ago, MÉDAC, which is the movement to educate and defend shareholders, presented a document entitled Plaidoyer pour un système fiscal plus juste.... I know that some of your institutions have been at odds with MÉDAC. That report was submitted at the time when Claude Béland was the president of MÉDAC. Mr. Béland is a man who has a great deal of credibility. At one point, in fact, he was the president of the Mouvement Desjardins. He had a long career there. In that report, MÉDAC called for a number of things, but one thing it revealed was that the big Canadian banks had avoided paying $12.5 billion in taxes by using tax havens and aggressive tax planning. Would anyone like to comment on that?
