I might comment further in terms of advising some caution with that. I say that because when you look at the success of the Canadian financial services industry in recent years, and think of new immigrants to this country, the flow of money into Canada, and how Canada has benefited from that, the idea that we would have an automatic information-sharing agreement with, frankly, some countries that don't have the same standards as Canada does, that's a two-way street.
The nice thing about TIEAs is that they provide a legal framework. That comes with pluses and minuses, obviously, but they provide a legal framework that ultimately protects the citizens of our country.