As I said earlier, I think we do need to be careful about where we use terms, because where we have information-sharing agreements and those governments are fully transparent in terms of their laws and regulations with us, whether that is or is not a tax haven, per se, is I think a point of contention.
To the question we ask about accounts elsewhere and where those might be, traditionally that's something that is captured within a brokerage account agreement. Historically, the origin of that was looking at trading activity in the marketplace to give securities regulators insight on trading activity.