There are two forms.
One is obviously the sharing of best practices. There are a number of industry initiatives, whether it's through the CBA or some non-industry associations where we meet, learn, and discover best practices by others. There's obviously informal interaction.
The second way is through a legally enshrined ability to share information between banks. When we believe there are people conducting suspicious transactions, there is an ability for bank-to-bank communication about that client once we meet the legal threshold. I approach it from two ways, both learning best practices and then following up on the specific—