I call this meeting to order. This is meeting number 111 of the Standing Committee on Finance.
Orders of the day are pursuant to Standing Order 108(2), continuing our study of tax evasion and the use of tax havens.
We're very pleased to have six witnesses before us this morning. From BMO Bank of Montreal, we have vice-president and senior consultant, Mr. Jean Richard. We have from the Canadian Imperial Bank of Commerce, Mr. Steven Blackburn, vice-president and chief anti-money laundering officer. From HSBC Bank Canada, we have Mr. Scott Bartos, senior vice-president and chief compliance officer. From RBC Royal Bank, we have Mr. Russell Purre, deputy chief anti-money laundering officer. From Scotiabank, we have vice-president Nanci York. From TD Bank Financial Group, we have the head of global anti-money laundering compliance, Carmina Hughes.
Welcome to all of you. Thank you so much for being here this morning. We will proceed in the order I introduced you. We'll have each witness present an opening statement of five minutes, and then we'll proceed to members' questions.
We'll begin with Mr. Richard, s'il vous plaît.