Thank you very much, Mr. Chair.
Preaching to households about their debt is completely stupid, in my view. Clearly, the interest of this motion is in understanding, as we must, the objective conditions that have brought households to this level of debt. We were able to see what the situation was in the United States. Actually, the rate of household debt is going down there because the Americans really had their backs against the wall.
There is always a cause, even a number of causes, that can be determined by this. While households in North America were getting deeper into debt, the Chinese government was very active in encouraging individual Chinese people to save. We have to understand what is going on, what has happened to push households to become so indebted. Only then will we be able to find solutions and to hope to be able to get ourselves out of trouble if ever a real danger presents itself, which is a strong possibility.