Thank you, Mr. Chair.
I want to welcome you too, Mr. Poloz.
I found the look back to your early years to be incredible. I feel that Canadians watching us and listening to you are going to be very happy to see who the new governor of the Bank of Canada is. Thank you; your personal and professional story is very impressive.
I do want to take a moment, Governor, if you would allow me, to go back to your opening statement. On page 3, you make a comment in your statement that we have made significant strides on other market infrastructure reforms, which we can address in detail during our discussion.
I'd like to give you that opportunity, if you'd like, to address what you said in your opening statement.