Perhaps I can comment first and address what you've claimed is the housing market bubble in Vancouver.
I think it's important to recognize that the prudent measures put in place by the government in terms of mortgage regulation reform have cooled the Vancouver market. I agree with the assessment of the finance minister, and of the Bank of Canada, that there is no housing market bubble in Canada. The Bank of Canada has been most concerned, in that if there were one, they would be looking most closely at Vancouver. Well, the Vancouver market is down 30% in terms of activity since the beginning of the year. Prices have also receded to the tune of almost 5% since the beginning of the year. So I would say that the housing market there is cooling.
In terms of the proposal to roll over the capital cost allowance, I don't think it would encourage speculation, especially since at this time the global economy is cooling and the Canadian economy is vulnerable to that. This is a time when it's unlikely that it would spur speculation. What it would do is cause a turnover in properties by those who are holding on to them because of the tax implications, without generating speculation.