The other thing about the PRPP is that, just a week and a half or two weeks ago, we had a 7% loss in our market. If you were about to retire at that point in time, you'd have had a critical problem. One of the concerns we have going forward is protecting our retirees when they come in, and that's why, again, we talk about the portable CPP and the fact that it's a defined benefit and it's well managed.
On October 6th, 2011. See this statement in context.