Thank you.
In terms of pension options for the 70% of Canadians in the private sector who do not have pensions now, some proposals are not to increase on a mandatory basis CPP premiums but to expand access to the CPP on a voluntary basis; in addition to the pooled registered pension plans, to have a voluntary supplemental CPP that employees of small businesses could pay into and participate in. The CPP is well managed, and it is diversified geographically and sectorally across asset classes of publicly traded securities.
Would that be, in addition to PRPPs, helpful to Canadians who do not have pension plans currently?