That's impressive. We had the Canadian Vehicle Manufacturers' Association, and they have 35,000 indirect. They also have 55,000 retirees.
I'm listening with interest, and I think we all share what has been expressed by many members—the needs of our seniors. But do you ever think about—and I really want you to answer this—our government debt, which stands at $680 billion? And I think if you combine all three levels, it's $1.3 trillion. It could be much more than that; I don't think anybody really knows.
It's been properly stated that we have an aging population. Our demographics are shifting rapidly. We have had some of the worst market returns in the last 75 years. And I don't want to be the one to pour cold water, but the reality.... And we haven't even talked about inequity in public and private sectors. Do you talk about those things? I want to not only talk about them, but when we are asked to look at some of the requests—and they're good requests, I don't think there is anybody here who wouldn't say “Let's do this”—do your actuaries look at this when you make these and say “This is realistic” or “No, it's not”? Are you concerned about those things?
I'll start with you, Ms. Eng, and then maybe we'll just....