On that topic, we've been part of some very interesting discussions about EI with the employer groups. I think everyone agrees that if we could have a substantial reserve fund within a short period of time, it would be the best-case scenario. But obviously it would have an impact on employers and employees.
I think that generally there is a consensus that a five-year horizon would be appropriate. I think the best solution for employers is transparency, predictability, and obviously an ability for them to employ more people versus fewer.
There is an understanding that there's a deficit and that it needs to be addressed. Most importantly, we need to make sure, as you mentioned, that it doesn't go up and down constantly.