The difficulty is that there is always a trade-off in things, and one of the trade-offs on the CPP side is that the employer portion is effectively a tax, and corporations have only so many dollars to put around. If they put millions on this side, they won't have millions to invest on the other side. So that's a little bit of a trade-off that we're torn by. Consequently, if we are encouraging Canadians to look at the variety of ways to save, some of them are incentives by the government, and for some of them, it's really the responsibility of the individual to make appropriate arrangements.
On October 31st, 2011. See this statement in context.