Yes, I just have a brief comment.
Education is very clearly one of the primary determinants of well-being, and that's why one of our areas of emphasis is for investments to be made in education and skills training. That will pay off many times over. if you look at what the cumulative savings would be if those kinds of social elements were reduced and if the gaps were eliminated in terms of social well-being, there would actually be savings of $14.2 billion a year by the year 2026.