Sir, as you're considering your legislation for PRPPs, you might consider capping the fees, as that's an area that could be of serious concern to folks.
This morning, when Governor Carney was before us, I posed a question to him, and I appreciate the fact that you're here, and perhaps it's worthy of doing it again. I'm very concerned about the potential for the Canadian banks getting sideswiped by the American exposure to the European banks. There are a number of European banks that are problematic right now, and it looks to us as if the Americans are going to take a bit of a pounding if they go under. Do you see any opportunity or chance that this would affect our banks?