I absolutely agree. And part of what the strategy must be is how we come together and how we find that balance. Without throwing anything at the other side, it's very clear that we have to find a balance.
Mr. Myers, I'd like to go to you for a second. In your conversation, you talked about the cashflow of business. One of the things we've repeatedly heard, which I've raised in this committee several times, at least, is the $500 billion estimate of the capital that is being held because of the fear of a credit crunch. How do we find a balance with what the government should take a lead on to encourage business to release some of that money? Do you have any thoughts on that, sir?