Thank you, Chair.
I'd like to start my questions with Mr. Koeller. Certainly you're talking about what is probably a very complex tax procedure. I do know that in budget 2010, identical changes were made to ensure that MICs could not be used in tax-free savings accounts, which was really to close an identical loophole.
Did your members object to this measure contained in budget 2010? And with respect to MICs, why should RSPs be treated differently than TFSAs, as they are similar savings vehicles?