Thank you, Chair.
And welcome, witnesses.
I want to ask Ms. Eng my first question. I'm going to go down a little bit of a different road here, if everyone could just bear with me for a second.
I want to talk about the national securities regulator. I know that this is something that is important, as far as our seniors go. During the campaign, the Prime Minster made a promise to seniors in the country that he would increase the penalties for elder abuse and all that. But there is another kind of elder abuse, and it's financial elder abuse.
The legislation for the new national securities regulator, which is currently before the Supreme Court, calls for an enforcement agency. I'd like you to talk about that enforcement agency and what that would mean in terms of preventing financial elder abuse and how it would be beneficial for everyone.