I call this meeting to order. This is the 26th meeting of the Standing Committee on Finance.
I want to welcome our guests here tonight and thank them so much for coming in on fairly short notice, and especially for attending the night session of the standing committee.
We are televised, ladies and gentlemen, and pursuant to the order of reference of Monday, October 17, 2011, this is our study of Bill C-13, an act to implement certain provisions of the 2011 budget as updated on June 6, 2011, and other measures.
We have five organizations represented at this panel: the Calvert Home Mortgage Investment Corporation, the Canadian Association of Retired Persons, the Conference for Advanced Life Underwriting, the Canadian Association of Fire Chiefs, and the Canadian Centre for Policy Alternatives.
You will each have a maximum of five minutes for an opening statement, and then we'll have questions from members. We'll begin with Mr. Koeller, please.