It's just like you going out and deciding to buy something or not, right?
What tax credits do is reduce the price of giving. There are people out there who do react to that incentive. You can see that. What has bolstered the growth in giving? It's the giving from individuals who reside in high-income neighbourhoods. I suspect that's because of the tax credits that were given for publicly traded securities and other types of provisions over the last 15 years. I think it does have an impact.