Thinking of it in more of a macro perspective, if you look at the tax returns, the number of tax filers reporting donations is increasing. We've seen a growth in the number of tax filers, so that's what's causing the decline, or what we're saying is the perceived share of tax filers reporting to decline.
One of the things I would want to think about is what the “right set” of volunteering, giving, and government services would be for a community. What is it that our communities need?
We've seen a growth in donations. We have seen a growth in the number of charities. We don't really understand how charities work with each other. Do they compete with each other or do they work with each other? I think you get a little bit of both. You need to go back to the charities and how they're operating in our communities.