I've already said more than I know. I'm simply dropping this out for discussion.
There is an incredible pool of capital in the baby boom generation. There has been, to my knowledge, close to no research on this, on how it's going to be used. There has been some excellent research done in the United States at Boston University.
We are also, however, looking at the coinciding of two things. The first is the end of what is called the “long civic” generation, people who grew up during the Depression and World War II and who learned to participate in civic life. You needed to. You had to. Combined with that is the arrival of the baby boom at retirement. As the long civic generation is passing and the other is coming in, how we as a society make the connection between those two is perhaps the reason why we're here.