I'd just like to add one other thing, since there's a lot of interest in United Way around here. I happen to have been a member of the major individual giving cabinet for Toronto United Way for the past 10 years, so I will give you an example in terms of how removing this tax barrier can trigger donations.
United Way in Toronto was founded in 1956. From 1956 to 1996, before the capital gains tax was removed, the total in gifts of stock over 40 years to the United Way in Toronto was $44,000. Since 1997, when the capital gains tax was cut in half, and then removed in 2006, the total in gifts of stock to United Way in Toronto has been over $75 million. That gives you an example that while the donors are typically quite wealthy people, the beneficiaries are the people who are served by the 200 agencies to which the United Way in Toronto provides crucial support.