We're a minute over his time. If any of you have comments, please feel free to submit them to the clerk. We'll ensure that all members get them. Sometimes the chair offers the advice that good questions should be asked at the beginning.
I'm going to take the next round as the chair and follow up with two organizations.
To Mr. Van Pelt and Mr. Bussey from Cardus, both of you recommended not the stretch tax credit but sort of making the one-stage credit—making it for under $200 equivalent to over $200.
I want to put a critique out there that you are probably well aware of. This will not increase giving at all; it will simply increase the cost to the government in terms of revenues. This is a very public criticism. I'm sure you are both well aware of it. So I want you both to answer that it will not incent giving—that's the argument for the stretch tax credit—but will simply increase the cost to the treasury.
Mr. Bussey.