The prohibition is intended to guard against a situation in which an employer might get a benefit from choosing a plan administrator. We're trying to ensure that employers make choices to the benefit of their employees and not to their own benefit. However, there can be situations in which inducements that are offered are beneficial to all parties, including the plan members. So we want to make sure we're not casting so broad a prohibition in the act that members of the PRPPs would be prevented from getting some of those benefits where, for example, a PRPP is being offered along with some health care coverage, which might be offered at a lower cost if those two are offered together. But the employee is really the winner, because the employee is getting the benefit of both.
On February 16th, 2012. See this statement in context.