Thank you for that question and advertisement for your local Home Hardware. Perhaps we'd better draw this advertising session to an end.
It's a good question, Mr. Brison, and I appreciate that.
We looked at that. We've been looking at all options for some time. We've talked to the Canada Pension Plan Investment Board as well as its administrators as to what the options are, and what simple changes we could make to CPP that wouldn't negatively impact the strength of the existing fund. As you say, it's solid, and their results, just released the other day, are very good. But it would change the structure of the Canada Pension Plan if they had to include individual accounts and voluntary contributions. They told us they could do it, but it would increase the costs. The fundamental principle of the pooled registered pension plan is that it's broad-based and it's going to be very low cost. Competition will keep the cost low.
We don't need another expensive option because RRSPs are out there. You can invest in whatever.