Thank you, Mr. Chair.
I want to say that I'm sure the officials here have done a good job and due diligence in putting together the framework the government has asked them to do, so there's no way I am taking potshots at anybody in what I'm talking about.
In the unionized workforce you have Canadians who go to work every day and they're in a pension plan because of the negotiated contract. They don't get to opt out; they're in that plan. For years, hundreds of thousands of Canadians had a pension plan they could count on at the end of the day because the obligation on the employer's side was to top up that plan should there be a market shortfall. It served them well.
In your opinion, if a person were to put away.... I'll back up a little bit; I'm kind of interrupting myself.
With regard to the opening for the amounts of money that somebody could put into a PRPP, the top would be, what, roughly $30,000 that they could put into it in a year?