Thank you, Chair.
Thank you, witnesses, for being here today. It's an interesting debate.
I guess there are two sides to every story here. One thing that makes me wonder a bit is that when we look at the PRPP, you're going to have a choice of different funds you can contribute to, yet we have one side of the argument saying we should put everything into one fund, being Canada Pension Plan, CPP.
I'll start off with you, Mr. Kelly, and then I'll go to Mr. Wrobel.
Don't you see that if we were to put it all into one fund, there's potential risk down the road if CPP isn't performing as well as it is now?
I'd also remind my NDP colleagues that a couple of years ago they thought the fund managers were getting paid way too much. They were all upset about the bonuses and everything else that these guys were getting, and all of a sudden they're saying let's put all the eggs in that basket.
I'll look to that from you, Mr. Kelly, to start off, and then Mr. Wrobel.