Mr. Wrobel—Marion, if I may, because we've worked together for quite a while—on the whole issue between defined benefit and defined contribution, I agree with you. It's a completely different model. But would you accept or agree that the investment criteria for a defined benefit pension manager, particularly one like the CPP, which has such a responsibility for so many Canadians, managing what is $152 billion now, is quite different from the mandate of defined contribution models?
As such, during times of buoyant markets it may not get the same returns, but during times of troubled markets it would not have the same lows. Would you agree with that in principle?