I agree with you in the sense that we understand that the business community as a whole is viewing it this way, but we've had the situation with the Australian superfund where in effect they did a review at the ten-year mark, and because of the administration piece it never even kept up with the cost of living. So we were concerned about that. The similarities between this plan and that one were really problematic for us.
When we looked at some of the reasons for the Canada Pension Plan, several presentations talked about risk in the Canada Pension Plan. As far as our view is concerned, the risk isn't there, as it would be in this particular plan, where you're going up and down with the market. We're troubled with that.
Again, we are talking probably about two different groups of people. There is the small-business group and there are a lot of workers on the other side of this equation who have nothing at all, so finding a way to utilize the Canada Pension Plan—Ms. Eng, you may like to comment on this—to enhance it is critical at this point.