Thank you, Mr. Chair.
One of our questions has to do with cost. We talk about low costs, but there is no limit, no ceiling.
Mr. Roberts, Mr. Skerrett and Mr. Lizée, you have all talked about the costs of this plan, which would be higher than if we were to invest in the Canada pension plan. Could you tell us about the difference? Perhaps we could start with you, Mr. Lizée, since you have talked about the RRSP costs compared to Canada pension plan costs.