Thank you, Chair.
Thank you, witnesses, for being here this afternoon. It's great to have your insight into this great bill. I appreciate all of your presentations here today.
I'd like to talk to all of you. As Mr. Marston said, there are lots of interesting questions and debates we could have, and that's a great country we have, Canada, where we can have disagreements and debate, but again, we only get five minutes.
Ms. Byrnes, I'm going to focus on you a little because you do handle a lot of pensions in your sector. I understand you handle about two-thirds of Canadian pension plans. Could you give me an idea...when you handle this type of fund, the pension plans, you're obviously not investing in one topic or one manufacturing sector or one business. You have your risk spread out over a variety of businesses. Is that correct?