I look at this and it makes a lot of sense to me. We've heard the business community being very vocal about not being able to afford an increase in the Canada Pension Plan at this point in time, with the economy in the shape it is and the risk of it sitting there. We've been very clear in talking to the members of the opposition about why we're doing what we're doing at this point, and we've been very clear in talking to people about this. This is just one of many tools for retirement savings, giving Canadians options and choice so that they can make the best preparations in their situation on an individual basis.
Do you have any suggestions on how small and medium-sized businesses would utilize PRPPs? When I look at my farm, for example, I don't want to administer a PRPP; I don't want to administer a pension plan for employees. So how does a third party...? I guess I'm looking at a third-party administrator such as yourselves. How would you go about administrating this, or how important is it to have a third-party administrator for these types of funds?