Thank you.
With respect to departmental approval, you say it is very important that banks remain Canadian. During the process, unless I am mistaken, this goes through the Office of the Superintendent of Financial Institutions, and following that, is subject to ministerial approval or consent. However, it would seem that if the minister has not granted approval within the 30-day period, it is automatically approved. Could you please explain to us why there is an automatic approval process, even though the Minister of Finance has not studied this aspect? Could this not lead to excesses?