That's fine. I don't have anything to add to what Minister Menzies said.
But I can explain on cheque-cashing that it's really just to clarify the existing provision. We've long had a provision that required banks to cash government-issued cheques up to a certain size. The way it had been written, one interpretation was that they had to do this for people who were not their own customers but didn't have the obligation to cash cheques for their own depositors. That's not the intent, so we clarify that any bank in Canada needs to cash a government-issued cheque for anyone who presents it, as long as it's for no more than $1,500.