Thank you for that, Mr. Rudin and Mr. Menzies.
What I think would be useful for this committee to have is a comparison—and I know that you won't be able to give us testimony today on that—of how this compares with previous reviews: so the process, the number of submissions, and the number of public as opposed to anonymous submissions, compared to the previous review. I think that would be helpful for us.
I'll move on, because time is short. I'd like to know, in terms of the Canadian Payments Association, the degree of consultation that was undertaken with them, and the extent to which the government was defining a technical issue around payments. My understanding is they do not believe that the changes that are foreseen in this review act are technical in nature.