In answer to your question, there certainly were some questions from the payments association. Fortunately, those concerns were allayed throughout the Senate process. In fact, they wrote a letter to Mr. Rudin, and I will quote from that letter:
While CPA welcomed the comments from the committee, we have no issue with the substance of the provision and are comfortable with moving forward with the amendment as it was originally proposed.
So their concerns were addressed and they're comfortable with that now, but thank you for raising it.