I don't disagree with you at all on that, and I understand what you're saying.
I also understand what you're saying in relation to the unprotected security for banks. I don't know who brought that up. As a lawyer who used to do financing deals, that's one more box to check off and one more day looking at deals. That's going to create quite a few advisory rules for a number of professions, including lawyers and accountants.
I understand that they had to make a decision one way or the other. Reversing the Supreme Court of Canada decision and putting it into legislation is something important. Do you see any fallout from this as long as the practitioner guides go out and everybody keeps everything in order? I know that there could be a suggestion of a registration, a PPP or some personal property registry, that would be complementary to this.