You and I have met. We've talked about the importance of credit unions. You certainly do fill a void that has been abandoned, I think, by banks. I want to understand, and I think the committee needs to know, too, that this legislation is moving in the right direction, and will help to make sure that we still have credit unions in the future.
Do you feel that is the case? Is there something you feel is lacking in this legislation? Is there something you want to specifically zero in on as to what's really important?