Our concern is that the process doesn't take into account that there are about 106 mutuals in the country. One is looking to demutualize. We want to make sure there is protection so that the rest of us who choose not to are not sort of forced into that position by a third party that looks and says there's an opportunity to take over some market share to get some surplus. As I said in my remarks, we're interested in strengthening the issue around the quorum, and also being able to protect ourselves from that third party becoming involved in a process that we don't feel is the best interest to the company.
On May 1st, 2012. See this statement in context.