Thank you all for appearing before us this afternoon.
I'm a participant in a mutual. My son-in-law is an agent, so obviously he's going to get my business. We have two in my riding. We have Howard Mutual, and Kent & Essex with long histories as well. I'm sure, Mr. Lister, you're familiar with those two organizations.
I must say that the correspondence I've received from the organizations themselves are very much in favour of what you're saying.
I don't know if I buy Mr. Brison's arguments completely, although I think he's right.